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THINGS TO CHECK BEFORE BUYING A PLOT

Buying land for building your home is an irreversible decision. What this means is that once you make this purchase, it becomes a commitment that you cannot undo or have to face a lot of trouble to undo

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Step No.1

Is the land you are buying free of legal dispute? Do a thorough background check to get a confirmed legal status of the land and obtain a release certificate from all owners (in case there are more than one) to save yourself a lot of heartburn and headache later.

Step No.2

Does the person(s) selling you the land have the legal right to do so? Can he provide all the required legal documentation confirming this? Verify all documents before making the final decision.

Step No.3

Are you taking a bank loan? Keep in mind that some banks would require you to start building your home within six months of the land purchase. Understand all the conditions stipulated by the bank beforehand and choose an EMI Plan that is suits your repayment capacity

Step No.4

ave you tested the water in the soil? Do not forget this step; hire a licensed civil engineer to carry out this test to ensure that the land itself is suitable for building your home

Step No.5

Does the land have access to important facilities? It should be easily connected to the main road, hospitals, schools, water, electricity services etc.

Step No.6

Know your Floor Area Ratio (FAR). The Floor Area Ratio tells you how much space you can actually use to build out of the total area of the plot. In certain places like cities and municipalities, FAR is determined by the Urban Planning Department in order to maintain zoning and planning regulations.

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